Are you tired of making credit card payments every month just to see the balance stay the same? Maybe it's time to cut up your credit card and stop paying excessive interest rates. Over the past few years, we’ve noticed a lot of local institutions increasing their credit card rates significantly. In addition, credit cards issued by retailers have become so costly that consumers often can’t even pay the balance back. We might be a small credit union, but we are still offering products that work for our members. If you carry a credit card balance somewhere else, we have an offer that could help save you some money.
From April 1 through May 31, we will be running a credit card balance transfer promotion. All balance transfers will receive a special rate until the balance of those transactions are paid in full.* Plus, we have no balance transfer fees and no annual fee. We won't surprise you with anything extra in the fine print. Take a look!
PROMO OFFER
Standard Rate : 9.50% APRGold Cards
Promo rate : 7.99% APR* for all Balance Transfers
Promo rate does not expire until the balance is paid in full
Standard Rate : 12.84% APRClassic Cards
Promo Rate : 9.99% APR* for all Balance Transfers
Promo rate does not expire until the balance is paid in full
REPAYMENT EXAMPLES
$5,000 balance on cards from other companies $5,000 Balance Transfer to WLSFCUPricing Example from Another Institution
20.00% APR** on other cards
36 month repayment plan
Total Interest Paid = $1,688.63Gold Card Balance Transfer Savings Example
7.99% APR* at WLSFCU
36 month repayment plan
Total interest paid = $639.73
Using this example, a member would save $1,048.90 to transfer the balance to WLSFCU. A lot of credit cards are issued by companies with rates even higher than we used in this example. Store credit cards sometimes exceed 30% APR.* Check your credit card statements to find out your rate and let us help try to save you some money.
*APR=Annual Percentage Rate. Other terms and conditions may apply. Promotion period is from April 1, 2026 through May 31, 2026. All balance transfers during this timeframe will receive the advertised promotional rate until the balance of those transactions are paid in full. **APR = Annual Percentage Rate. 20.00% APR rate cited is for example purposes only.
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